Introducing iMIPS

INOVE Model Investment Portfolio Strategies – iMIPS

WHAT ARE iMIPS?  They are risk management tools for liquid assets, that when utilized properly can assist in the creation, growth, management and protection your wealth.

INOVE has developed a series of model investment portfolios, termed the INOVE Model Investment Portfolio Strategies, or iMIPS.  Through iMIPS, we have created globally diversified asset allocation models for wealth management and retirement plan client accounts.

The iMIPS range from Capital Preservation and Income (most conservative) to Aggressive Growth (most aggressive).  The risk tolerance categories for iMIPS investment objectives are detailed below:

• Conservative:  Capital Preservation and Income:    This strategy seeks capital preservation and current income.  Investments are primarily made in a diversified selection of mutual funds and exchange-traded funds (“ETFs”) that may invest in U.S. Government long, intermediate and short-term bonds, corporate bonds, preferred stocks, treasury bills and other highly-rated, short term (e.g., 90-day) securities and U.S. large cap equities.
• Balanced:  Income and Growth:  This strategy seeks current income as its primary objective, with capital appreciation as a secondary consideration.  Investments are primarily made in a diversified selection of mutual funds and ETFs that may invest in U.S. Government long, intermediate and short-term bonds, high-yield and foreign bonds, preferred stocks, U.S. large cap, mid cap, small cap equities and foreign large cap equities.
• Balanced:  Growth and Income:  This strategy seeks total return through a combination of capital appreciation, its primary objective, and current income, its secondary objective.  Investments are primarily made in a diversified selection of mutual funds and ETFs that may invest in U.S. large cap, mid cap and small cap equities, foreign large cap and emerging market equities, U.S. Government long and intermediate-term bonds, high-yield bonds, foreign and emerging markets bonds.
• Moderate Growth:  This strategy seeks to maximize capital appreciation.  Investments are primarily made in a diversified selection of mutual funds and ETFs that may invest in U.S. large cap, mid cap and small cap equities, foreign large cap and emerging market equities, U.S. Government intermediate-term and high-yield bonds.  Large cap equities are stocks with a market value of $5 billion and above, mid cap equities are stocks with a market value between $2 billion and $5 billion, and small cap equities are stocks with a market value between $500 million and $2 billion.
• Aggressive Growth:  This strategy seeks to maximize capital appreciation by increasing the portfolio allocation in domestic small cap and emerging market equities.  Investments are primarily made in a diversified selection of mutual funds and ETFs that may invest in U.S. large cap, mid cap and small cap equities, foreign large cap equities, emerging market equities and U.S. Government intermediate-term bonds.

Embedded within iMIPS is the directive to reallocate and rebalance client portfolios when necessary.